Low cost dental insurance.

[curses]

Sooo yeah. My tooth decides to wait till the week AFTER I quit work to start hurting. Our insurance cancels immediately, so no "use it till the end of the month" thing. The COBRA papers came in the mail and there's no way we can afford to pay that. I tried to find sliding scale dentists but the ones I found in my area are few and far between plus they require proof of employment. I thought about looking for a dental school but that frankly scares me.

I had a look on medicare's site and they have a link to a POS (point of service) plan for $8.95 a month. The copays are only like 5% more than what I had under my last insurance plan. It's 2AM so I haven't called around to see who takes this kind of plan.

Now this is where :ff: comes in. Anyone had any experience with this kind of insurance before? Is there somewhere better to get a super inexpensive plan like this?

[Demimonde]

We have local low cost dentistry in my area that are subsidized by donations. My friend recently broke her tooth and I pointed her that way. Do you have 211 in your area? Here that is a 24 hr hotline for all kinds of government and non profit services.

[curses]

Looking now, most of the listed services require proof of income :(

[wildernesse]

Do you know for certain that you couldn't pay cash for a regular dentist visit? We didn't have dental insurance for forever, but just paid cash/credit cards for a while. You might want to call around and double check--there can be a huge variety in how much dentists charge.

Have you called the health department? Fulton County at least has an adult dental clinic for residents.

[JoeP]

Fuck Murphy and his law.

:help:

[Dingfod]

Prepaid Dental Plan (http://www.dentalplans.com/moreinfo/dentalbenefitterminology/prepaid-dental-plan.asp)

[Qingdai]

I've heard that dental plans are basically a rip off and if you ask for a payment at time of service rate, they'll usually make dental work quite affordable. The whole not having to wait a bunch of time to get paid, and then have to bill out because your insurance is only paying a certain percentage is quite a savings for most doctors, dentists and the like.

[freemonkey]

if you ask for a payment at time of service rate, they'll usually make dental work quite affordable.

thanks, I did not know that and have never asked any about it.

[Qingdai]

Also frequently people will offer discounts for various things, senior citizens, armed forces, unemployed or in Curse's case, STUDENT.

It never hurts to ask, the worse they'll say is no.

On the other hand, if you are my dad and you ask for the senior discount when you're on a date, now that could backfire.