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Old 11-12-2005, 10:40 PM
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Stephen Maturin Stephen Maturin is offline
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Join Date: Jul 2004
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Default Re: Benefits, rights, and privileges of marriage?

Quote:
Originally Posted by godfry n. glad
Then there is the whole insurance issue, as well.
That's a damn fine point. For instance, auto policies often afford coverage not only to the person who bought the policy but also to "family members." If you look up the definition of "family member" in your auto policy, you'll probably find something like "any person living in the named insured's household and related to the named insured by blood or marriage." Spouses of the named insured generally qualify for such coverage, but expanding "family member" coverage to any designated next of kin would require legislation. Auto insurers would likely defeat any attempt to pass such a law. And if the law did pass, insurers would justifiably increase premiums to cover the extra losses they'll incur. Higher premiums ---> fewer people buying insurance ---> more uninsured motorists.
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