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  #1  
Old 01-12-2022, 01:54 PM
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Default Where do you bank?

There is a lot of discussion about the evils of banking in general on this here :ff: but I can't find (in an admittedly cursory search) anything about socially responsible personal banking choices. Probably this is a regional thing, so suck it if you're not in the US.

I've been using Wells Fargo for my checking and savings since I started working at Dell (~2006) because they had a branch in the building. I'm not unfamiliar with how evil Wells Fargo is but I've never considered my paltry sums to make much of a difference. Now that I'm rich (ok just kidding, still living pretty much check to check if I'm honest) I'd like to move to a better bank.

I opened an account with Alliant Credit Union out of Illinois a number of years back because they claimed to serve the low-income community in this region, but over time I drifted away from it and on researching now it seems like it's not that amazing of a place anyway.

I've found some useful information and search engines such as Beneficial State and greenamerica.org and mightydeposits.com but the end result is just too many choices, so I'm stuck again.

I would like a bank/cu that offers full online services, checking and savings (rates aren't that important to me), cares about the environment, and serves low-income communities. I've found a few possible choices but I'm more interested in how y'all approach this, to the extent that it's an issue you invest in yourself (see what I did there?).
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  #2  
Old 01-12-2022, 04:21 PM
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Default Re: Where do you bank?

I use a state bank, WaFed. It wasn't much of a choice, only the other bank options were large national banks I think are more pernicious.
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  #3  
Old 01-12-2022, 09:52 PM
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Default Re: Where do you bank?

I have a feeling my bank accounts, current and past, might not be that relevant to your research ...
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Old 01-13-2022, 01:00 AM
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Default Re: Where do you bank?

Hence the “suck it”.
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  #5  
Old 01-13-2022, 01:33 AM
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Default Re: Where do you bank?

Wait until Stormlight finds this thrad. :yellowsnow:
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Old 01-13-2022, 02:52 AM
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Default Re: Where do you bank?

None of your business.
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Old 01-13-2022, 12:45 PM
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Default Re: Where do you bank?

[bunch of spam urls]

Last edited by viscousmemories; 01-13-2022 at 01:57 PM. Reason: spam
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Old 01-13-2022, 01:05 PM
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Default Re: Where do you bank?

You did it now vm, they are flocking.
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  #9  
Old 01-13-2022, 04:57 PM
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Default Re: Where do you bank?

Affiliates of Russian Gang are providing many banking and savings groups fully available to America residents. Depositing in US Dollars is most happy. Service is not evil and there will be no suck.
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  #10  
Old 01-13-2022, 10:47 PM
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Default Re: Where do you bank?

:^: FLOCKING.
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  #11  
Old 01-14-2022, 02:21 AM
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Default Re: Where do you bank?

I've decided to go with National Cooperative Bank, so update your notes.
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  #12  
Old 01-14-2022, 09:16 AM
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Default Re: Where do you bank?

Quote:
Originally Posted by Kamilah Hauptmann View Post
Wait until Stormlight finds this thrad. :yellowsnow:
All banks are awesome and nice. I have no idea what you're all on about.:payup:
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Old 01-14-2022, 04:15 PM
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Default Re: Where do you bank?

Quote:
Originally Posted by viscousmemories View Post
I've decided to go with National Cooperative Bank, so update your notes.
Done. And your mother's maiden name is?
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  #14  
Old 01-14-2022, 05:19 PM
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Default Re: Where do you bank?

souvenirsvisqueux. French ancestry.
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  #15  
Old 01-14-2022, 06:41 PM
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Default Re: Where do you bank?

Really? I would have guessed you were related to the Cajun family Mammaires-Vicieux.
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  #16  
Old 01-15-2022, 03:16 AM
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Default Re: Where do you bank?

We use USAA(for banking and insurance)they probably count as evil in a big picture way being part of the military industrial complex, but they are great towards their customers.

Even when it takes a while to get through to a rep, they are just really nice, informative and helpful.

USAA has really good online/app banking and they refund atm fees as they have pretty much no physical locations.
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Old 01-17-2022, 07:55 AM
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Default Re: Where do you bank?

Local credit union, they even loan me money for stuff no one will, "well you don't make any money, but seem to pay stuff off on time." Needed a new roof.
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Old 04-07-2022, 01:34 AM
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Default Re: Where do you bank?

Did bank at Bank of America, but they attempted to charge me to make change for my business. Withdrew all the monies despite their protests that they would make an exception for me.

Do choose not to do business with unscrupulous entities.


Now I make deposits with YOUR MOM!!!11!11!!!!!1!11
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Old 04-07-2022, 01:56 PM
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Default Re: Where do you bank?

Quote:
Originally Posted by Jerome View Post
Do choose not to do business with unscrupulous entities.
The jokes write themselves.
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Old 04-07-2022, 04:22 PM
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Default Re: Where do you bank?

How dare they charge you for a service!
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Old 04-07-2022, 08:37 PM
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Default Re: Where do you bank?

We've used USBank for going on 20 years, and they have yet to do anything to make us regret that relationship.
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Old 04-08-2022, 12:30 AM
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Default Re: Where do you bank?

I still use the credit union I joined when I started with Kafka Inc. Since a laid-off employee is considered a "retiree" except for most things that matter, they didn't kick me out. If you're not happy with your bank, try to find a way to join a credit onion. I am about a million percent happier with them than any bank I've encountered, especially since any such bank would've taken my house away by now.

Whether CU or "traditional" bank, though, anytime you're buying a mortgage, do your damnedest to borrow from a firm that will hold the "note" rather than sell your mortgage before/right after you sign the papers. Most banks will sell the note, while all CUs I've heard of have held it. Once it's sold, it'll be resold countless times, and your chosen "lender" doesn't bother to keep track. Having access to the demon who bought your soul firm that owns your mortgage can mean the difference between reasonable treatment and being thoroughly fucked.
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