Just watched a PBS doco online. What an eye-opener. (Or should that be eye-twitcher?

)
If you haven't already seen it, I encourage you to watch it if you can.
Secret History of the Credit Card.
Oh, by the way, if you are in the US and want to get information on your FICO scores and reports, listen up -
Consumers have the right to order a free copy of their credit report under the Fair and Accurate Credit Transactions Act (FACTA) and the Fair Credit Reporting Act (FCRA). FACTA requires, among other things, that the three nationwide consumer reporting agencies (CRAs) - Equifax, Experian, and Trans Union - provide to consumers, upon request, a free copy of their credit report once every 12 months.
Visit
www.annualcreditreport.com to request your free credit report or request the report by phone or mail:
Toll-free number: 877-322-8228
Mailing address: Annual Credit Report Request Service, P.O. Box 105281,
Atlanta, GA 30348-5281
Requests by phone or mail will be processed within 15 days of receipt.
Stay out of trouble now, y'hear.